I select my credit amount

20,000 PLN

I select my monthly instalment

186.90 PLN
12 months
100.86 PLN
24 months
83.76 PLN
30 months
72.42 PLN
36 months
64.37 PLN
42 months
58.37 PLN
48 months
53.75 PLN
54 months
50.09 PLN
60 months
47.12 PLN
66 months
44.68 PLN
72 months
280.35 PLN
12 months
151.29 PLN
24 months
125.64 PLN
30 months
108.63 PLN
36 months
96.55 PLN
42 months
87.56 PLN
48 months
80.63 PLN
54 months
75.13 PLN
60 months
70.68 PLN
66 months
67.02 PLN
72 months
373.80 PLN
12 months
201.72 PLN
24 months
167.52 PLN
30 months
144.83 PLN
36 months
128.74 PLN
42 months
116.75 PLN
48 months
107.50 PLN
54 months
100.18 PLN
60 months
94.24 PLN
66 months
89.36 PLN
72 months
467.25 PLN
12 months
252.14 PLN
24 months
209.39 PLN
30 months
181.04 PLN
36 months
160.92 PLN
42 months
145.94 PLN
48 months
134.38 PLN
54 months
125.22 PLN
60 months
117.81 PLN
66 months
111.70 PLN
72 months
560.70 PLN
12 months
302.57 PLN
24 months
251.27 PLN
30 months
217.25 PLN
36 months
193.10 PLN
42 months
175.12 PLN
48 months
161.26 PLN
54 months
150.27 PLN
60 months
141.37 PLN
66 months
134.03 PLN
72 months
654.15 PLN
12 months
353.00 PLN
24 months
293.15 PLN
30 months
253.46 PLN
36 months
225.29 PLN
42 months
204.31 PLN
48 months
188.13 PLN
54 months
175.31 PLN
60 months
164.93 PLN
66 months
156.37 PLN
72 months
747.60 PLN
12 months
403.43 PLN
24 months
335.03 PLN
30 months
289.67 PLN
36 months
257.47 PLN
42 months
233.50 PLN
48 months
215.01 PLN
54 months
200.35 PLN
60 months
188.49 PLN
66 months
178.71 PLN
72 months
841.05 PLN
12 months
453.86 PLN
24 months
376.91 PLN
30 months
325.88 PLN
36 months
289.65 PLN
42 months
262.69 PLN
48 months
241.88 PLN
54 months
225.40 PLN
60 months
212.05 PLN
66 months
201.05 PLN
72 months
934.50 PLN
12 months
504.29 PLN
24 months
418.79 PLN
30 months
362.09 PLN
36 months
321.84 PLN
42 months
291.87 PLN
48 months
268.76 PLN
54 months
250.44 PLN
60 months
235.61 PLN
66 months
223.39 PLN
72 months
1,027.95 PLN
12 months
554.72 PLN
24 months
460.67 PLN
30 months
398.29 PLN
36 months
354.02 PLN
42 months
321.06 PLN
48 months
295.64 PLN
54 months
275.49 PLN
60 months
259.17 PLN
66 months
245.73 PLN
72 months
1,121.40 PLN
12 months
605.15 PLN
24 months
502.55 PLN
30 months
434.50 PLN
36 months
386.21 PLN
42 months
350.25 PLN
48 months
322.51 PLN
54 months
300.53 PLN
60 months
282.73 PLN
66 months
268.07 PLN
72 months
1,214.85 PLN
12 months
655.58 PLN
24 months
544.43 PLN
30 months
470.71 PLN
36 months
418.39 PLN
42 months
379.43 PLN
48 months
349.39 PLN
54 months
325.58 PLN
60 months
306.29 PLN
66 months
290.41 PLN
72 months
1,308.30 PLN
12 months
706.01 PLN
24 months
586.30 PLN
30 months
506.92 PLN
36 months
450.57 PLN
42 months
408.62 PLN
48 months
376.26 PLN
54 months
350.62 PLN
60 months
329.85 PLN
66 months
312.75 PLN
72 months
1,401.75 PLN
12 months
756.43 PLN
24 months
628.18 PLN
30 months
543.13 PLN
36 months
482.76 PLN
42 months
437.81 PLN
48 months
403.14 PLN
54 months
375.66 PLN
60 months
353.42 PLN
66 months
335.09 PLN
72 months
1,495.20 PLN
12 months
806.86 PLN
24 months
670.06 PLN
30 months
579.34 PLN
36 months
514.94 PLN
42 months
467.00 PLN
48 months
430.02 PLN
54 months
400.71 PLN
60 months
376.98 PLN
66 months
357.43 PLN
72 months
1,588.65 PLN
12 months
857.29 PLN
24 months
711.94 PLN
30 months
615.55 PLN
36 months
547.13 PLN
42 months
496.18 PLN
48 months
456.89 PLN
54 months
425.75 PLN
60 months
400.54 PLN
66 months
379.77 PLN
72 months
1,682.10 PLN
12 months
907.72 PLN
24 months
753.82 PLN
30 months
651.76 PLN
36 months
579.31 PLN
42 months
525.37 PLN
48 months
483.77 PLN
54 months
450.80 PLN
60 months
424.10 PLN
66 months
402.10 PLN
72 months
1,775.55 PLN
12 months
958.15 PLN
24 months
795.70 PLN
30 months
687.96 PLN
36 months
611.49 PLN
42 months
554.56 PLN
48 months
510.64 PLN
54 months
475.84 PLN
60 months
447.66 PLN
66 months
424.44 PLN
72 months
1,869.00 PLN
12 months
1,008.58 PLN
24 months
837.58 PLN
30 months
724.17 PLN
36 months
643.68 PLN
42 months
583.75 PLN
48 months
537.52 PLN
54 months
500.88 PLN
60 months
471.22 PLN
66 months
446.78 PLN
72 months

I select my monthly instalment

My loan in brief

Total loan amount: 20,000 PLN

Amount of monthly instalment: 446.78 PLN

Number of months: 72

Interest rate: 15.99 %

APR: 18.58 %

Total cost of the credit: 12,168.16 PLN

Representative example for a cash loan offered by Cofidis S.A. Branch in Poland, calculated in accordance with the Consumer Credit Act on April 2, 2024, taking into account the following assumptions: a cash loan in the amount of 20,000.00 PLN; fixed interest rate of the loan: 15.99%; total cost of the loan: 10,052.80 PLN (including preparation fee: 600.00 PLN, interest: 9,452.80 PLN); total loan amount (excluding the cost of the loan): 20,000 PLN; loan term: 60 months; total amount to be paid: 30,052.80 PLN; 60 equal monthly capital and interest instalments in the amount of 500.88 PLN each. Assuming the above assumptions, the Annual Percentage Rate (APR) is 18.80%.

Advantages of a cash credit

How do I get a cash credit?

  1. Perform a simulation by selecting a loan amount and monthly instalment

  2. Click Submit application

  3. Our representative will contact you to arrange a meeting and complete the application process

  4. Sign the contract by entering the code from a text message

  5. We will transfer the cash to your account

Are you already our customer?

We have prepared a cash loan offer on preferential terms for existing customers. If you want to take advantage of the offer, call +48 22 340 80 00 or click the " Contact " icon in the bottom right corner of the screen and select " Order contact " - we will call you back.

Frequently asked questions